ROOFING INSURANCE CLAIMS
ROOFING INSURANCE CLAIMS
When your roof has suffered damage from inclement weather, or has a very old roof in need of replacing you may be able to file a roofing claim to cover most of the cost (apart from your deductible).
A typical claim is filed under the conditions that your roof needs to be repaired (typically minor repairs are covered by a homeowner) if damaged or worn out in a particular area or if the entire roofing system needs to be replaced to protect your investment.
HOW A ROOFING CLAIM WORKS
If your roof is in need of either a reroof or a significant repair you have the right to file a claim with your insurance company to cover the cost. A typical claim is a series of steps leading up to the insurance company writing a check to pay for the work to be done.
The process, whether for residential or commercial roofing looks something like this:
You call or contact your insurance company. After explaining the damage that was found by one of our experienced roofing experts, you can request an inspection from your insurance company.
You and your insurance company schedule an inspection appointment.
After an appointment is set for a claims adjuster representative to do an inspection of your roof, let us know when the appointment is if you would like us to be present at your adjuster’s inspection to help show them the damage we found, ensuring that you get a “good faith claim.”
An adjuster arrives to conduct an inspection. After we accompany the adjuster during their inspection of your property to determine the need for work to be done they will typically give you an on the spot quote of what they have figured the cost for repair or replacement to be (by this time we will have already given you an estimate, which should be very close if not less than what they approve)
The insurance company approves your claim. After the adjuster leaves from their inspection, you should be contacted shortly with a claim approval for an amount specified by the adjuster to cover the cost of your repair or re-roof.
You file necessary paperwork with your insurance company and any building permits that are required. We can help you with filing the needed paperwork that will allow the work to begin.
You receive a check. After we complete your roofing job you will receive a check for the amount promised by your insurance company.
If you don’t receive this check in a timely manner, we can act as your advocate to ensure that you are paid quickly and without hassle. You can also have the insurance company send the check directly to us to pay for the repairs or reroofing (it is completely up to you)
ROOFING INSURANCE CLAIM HELP
When a claim needs to be made we believe that homeowners and commercial property owners alike should be treated fairly by their insurance company.
To ensure that you are treated fairly, team at Bernardino Roofing is ready to be your advocate with your insurance agency to ensure that you get the claim you deserve.
For help with or explanation of the insurance claim process, give us a call today!
CALL TODAY 916-920-0100
5000 Ginghamton Way
Sacramento, CA 95838